Beginners Guide to the Motability Scheme

Mobility is freedom.  Whether it be a device like a wheelchair or a walker, or something like an adapted van, being able to go where you need to is freeing.  These things are expensive!  In the case of an adapted van, you have to pay not only for the van itself but also any modifications you might need.  For wheelchairs and scooters, you might need custom seats, straps, or any number of things.  They say you can’t put a price on freedom, but somehow it’s still expensive.  Thankfully there’s The Motability Scheme, which gives assistance to those who are in need, and are already receiving other services.

What Does The Motability Scheme Do?

The motability scheme allows you the freedom you need by helping you pay for mobility devices–whether they be a van, wheelchair, or scooter.  These are leased vehicles, so you will turn them back in when your lease expires.  They will also help cover any adaptations you may need to make your vehicle work for you.  The beauty of motability is that you can pick your dealer, so you have options.

Am I Eligible?

The number one question with every scheme, “am I eligible?”  In order to qualify, you must already have a higher rate mobility allowance.  To get more information on the higher rate mobility allowance (HRMA) click here.  Also, please note that due to the current pandemic, this program is not currently taking new cases until July 1, 2020.

How Does the Motability Scheme Work?

You choose the vehicle, then exchange your higher rate mobility allowance.  You choose the vehicle and price that works for you and your budget.  Leases are three years, or five if you are leasing a wheelchair-accessible vehicle.  Motability takes care of insurance and maintenance, and will cover up to three named drivers so you can have other people drive if necessary.  As their website says, all you need to do is pay for fuel!

Cost of Running Your Car

Though most of your expenses will be covered by The Motability Scheme, there are a few things you will need to keep in mind, and potentially pay for.  You will need to pay a fixed amount of any claim for loss and damage, known as an insurance excess.  This is outlined in the RSA Motability Cover Insurance Booklet.  You are also responsible for any parking or speeding tickets, and any theft of personal property within the car, such as wheelchairs, jackets, and mobile phones.

Having the freedom to get to doctors appointments, to the grocery, or just to a friend’s house is something that should not be taken for granted.  It can be expensive to drive, especially when you need a special vehicle to do so.  Programs like The Motability Scheme are important and can offer the freedom disabled people need to live happy, fulfilling lives.

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